Personal

Checking

Choices to Suit Your Situation

Comparison table of personal checking accounts #1
  Student Checking Silver $ Checking Free Checking
Description A starter checking account for young adults A rewarding checking account for retirees A back-to-basics checking account
Minimum Deposit to Open None $100 $100
Minimum Monthly Balance None None None
Monthly Service Charge None None1 None
Earns Interest No No No
Online & Mobile Banking Yes Yes Yes
Overdraft Plan Available Yes Yes Yes
Up to 5 No-fee Money Orders   Yes  
Photocopy Service (fees may apply) Yes Yes Yes
25% Discount on Safe Deposit Box   Yes  
Comparison table of personal checking accounts #2
  PNB Advantage Checking NOW Checking Super NOW Checking PNB Platinum NOW Checking
Description An account to better protect your identity and save when you spend An interest-bearing checking account An interest-bearing checking account with competitive interest An account with tiered interest rates to reward large balances
Minimum Deposit to Open $100 $750 $2,500 $25,000
Minimum Monthly Balance None $750    
Monthly Service Charge $5 $7.50, and $0.20 per debit fee applies if minimum balance threshold not met during statement cycle

$10.00, and $0.20 per debit fee applies if minimum balance threshold not met during statement cycle

$15, and $0.20 per debit fee applies if minimum balance threshold not met during statement cycle
Earns Interest   Yes Yes Yes
Online & Mobile Banking Yes Yes Yes Yes
Overdraft Plan Available Yes Yes Yes Yes
Credit Report and Financial Wellness Tools2 Yes      
IDProtect® Identity Theft Monitoring and Resolution Service3 Yes      
Identity Theft Expense Reimbursement Coverage4 and Credit File Monitoring5 Yes      
Shopping Rewards™ 6 Yes      
Free Printed Checks (specialty only)       Yes
No Closing Costs on a New Home Equity Line of Credit       Yes

Debit Cards

Our debit card gives you the ability to make purchases from virtually anywhere! Need cash? You can also use your debit card at any ATM to access your account (though fees may apply if using a non-sponsored ATM).

Features include:

  • Ability to link to a PNB savings account
  • Monthly statement itemization
  • Safeguarded if lost or stolen   
  • Accepted wherever MasterCard is accepted
  • MasterCard Secure enabled
  • No monthly fee

Reorder Checks

All you need is your account number and next check number to get started!

Order Checks

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