Personal

Credit Cards

Charge!

We offer a variety of credit card options through Elan Visa with flexible terms and worldwide acceptance. Stop in and apply today!

Visa Platinum Card

  • 24/7 U.S.-based customer service
  • Dedicated specialists available 24/7 to assist you with account questions
  • Call the number on the back of the card

Fraud Protection

Our sophisticated fraud-monitoring tools look for abnormal spending patterns. If we see something unusual, we move fast to help keep your card and account information safe.

Your account is also protected with zero fraud liability, which means you get reimbursed for 100% of any unauthorized use of your account. If you notice any charges you did not make, please notify us promptly by calling the number on the back of your card. Certain conditions and limitations may apply.

Emergency Card Replacement and Cash Disbursement

Our 24/7 worldwide service allows you to quickly and easily get a replacement card sent to you and/or receive emergency cash at a convenient location. Just call the number on the back of your card.

EMV Chip Technology

The microchip turns your information into a unique code that is virtually impossible to duplicate when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to insert your card into the terminal and sign your name to verify your purchase. At merchants without chip terminals, swipe your card and sign your name as usual.

Visa Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% Cash Back)
  • No caps or limits on the points cardmembers can earn

To redeem rewards:

  1. Log in to Account Access.
  2. Select your account, and within the navigation select “Rewards.”
  3. Click “Next” to reach the reward center and start redeeming.

Or call the number on the back of your card to reach Cardmember Service.

Redeem for travel rewards, cash back, gift cards or name-brand merchandise.

Redemption starts at 2,500 points for $25 cash back.

Visa College Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% Cash Back)
  • No caps or limits on the points cardmembers can earn

To redeem rewards:

  1. Log in to Account Access.
  2. Select your account, and within the navigation select “Rewards.”
  3. Click “Next” to reach the reward center and start redeeming.

Or call the number on the back of your card to reach Cardmember Service.

Redeem for travel rewards, cash back, gift cards or name-brand merchandise.

Redemption starts at 2,500 points for $25 cash back.

Lost/Stolen Card

Our dedicated specialists are available to assist you with a lost or stolen card. Call Cardmember Service immediately — 24 hours a day.

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